Research in CRM of Chinese RCBs is in scarcity. This research attempts to develop a CRM framework for Chinese RCBs. The framework incorporates main factors that affect credit risk facing RCBs in relation to environmental, operational,financial and guanxi variables contributing to failures of SMEs and farming households, the main customers of RCBs in China. The …
Continue reading “Chinese RCBs are largely formed under the government initiatives”